Hybrid Reverse Mortgages

Do you not qualify for a traditional reverse mortgage due to age or other reasons? Do you need access to cash quickly? The great news is we have you covered! Call us today for more information!

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Your situation is unique and so are our solutions!

A custom hybrid reverse mortgage may be the perfect fit for you and your family. Perhaps your financial situation has changed. Maybe an unexpected expense has put you in a tough financial position or maybe your kids are off to college/university and could use some financial help. Here are some of the reasons why our clients seek a hybrid reverse mortgage.

  • Renovations
  • Travel
  • Education
  • Medical Expenses
  • Investment Opportunities
  • Pay Debts

5-year open mortgage – has proven to be a great solution!

Why is this a good solution?

  • You continue to own your home
  • Age is flexible
  • Widely available
  • Perfect for spousal buyouts
  • Can be mixed title
  • Inheritance
  • Eliminate monthly mortgage payments

What are the limitations?

  • Cannot be prepaid, must be the whole mortgage
  • Credit sensitive, this is not suitable for all situations
  • There are minimum credit score requirements

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The Graeme Moss Solution

Are hybrid reverse mortgage allows you to gain access to the case you need while maintaining ownership of your home.
Contact us today for a free, confidential review of your situation. We are here to help.

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People we’ve helped.

  • I first met Graeme over the phone when we were living in Hamilton and finding it difficult to make our payments. He was so helpful and we knew he genuinely wanted for us to be successful. Ever since, we have gone to him when purchasing a new home or refinancing because we trust him and we know he cares. He always goes above and beyond to help us when we need it. We went from struggling to make payments to living in our dream home in a few short years.  I truly believe that it is because of his knowledge and passion for helping people build their futures that we are where we are today. Thank you, Graeme!!

    M. V. Hamilton, ON

  • Thank you Graeme, for everything you did to help us with our mortgage, for your patience with my questions and professionalism. We truly appreciate yours and Deborah’s efforts on our behalf.  We’ll be sure to recommend you to anyone we know who needs help like we did. Thanks so much for everything.

    J. M. Hamilton ON

  • Graeme Moss has provided stellar customer service and was a key player in ensuring due diligence. It was both a pleasure & very professional dealing with Graeme when I turned to Fair Mortgage Solutions seeking an interim solution.  He, once again was very accurate in advising me, he is not a lawyer. What prompted me to negotiate the legal fees was associated to why this crucial “matter” between legal departments was not finalized in 2017.  Moving forward, Graeme’s diligence directed me immediately to the right department. Your department honoured negotiating and we established completion of the task at hand, the Discharge of the MTG. Thank you!

    K. W. Burlington, ON

  • We refer clients to Graeme who are either having serious financial issues, or are recovering from a bankruptcy or proposal filing. They are challenging situations. I can count on Graeme to treat people with compassion and respect. I trust that if there is a mortgage solution to be found, Graeme will make it happen. He truly cares about people and helps them to succeed.

    Christine Zuk President, Vine and Williams Inc.

  • You and your team are awesome. You truly care and you saved my life. Thank you.

    A.W

  • This is great. We were so worried. Hearing how others helped who were in a similar situation. This is a godsend. We appreciate the roadmap. Glad it is within 3 days. The advice free, can’t go wrong.

    H.H Mississauga

  • My wife and I were stunned at the speed you got this done. The fee was very low. We are thrilled. Thank you for your help!

    D.H. St. Catharines

  • You guys are friggin awesome! We feel so happy. Thank you so much.

    S.R. Oshawa

  • You have been a godsend. An absolute godsend. I can finally sleep at night. My children thank you. We have 6 options instead of being forced what to do.

    L.E. Mississauga

  • I'm a first time home buyer and had a very positive experience working with Graeme Moss, he gave good advice and made the process very easy.

    G.F.